Finance Formula • Published on September 01, 2026 • Last updated September 01, 2026
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Basic Salary + HRA + Special Allowances
Employee Provident Fund (12% of Basic salary)
State statutory levy (typically ₹200/month)
Income tax deducted at source divided by 12
In-hand salary (take-home pay) is the net amount deposited into an employee bank account after statutory payroll deductions and monthly tax withholding under New or Old Tax Regimes.
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