Loans, deposits, interest, and everyday money calculators. Explore 40 free online utility tools.
Calculate how your monthly SIP investments grow over time with compounding, and estimate your mutual fund SIP returns instantly.
Calculate your fixed deposit maturity amount, interest earned, and payout schedule based on your deposit, rate, and tenure.
Convert your salary between hourly, daily, monthly, and annual pay instantly, accounting for working days, holidays, and unpaid leave.
Calculate your monthly in-hand salary from CTC by deducting EPF, professional tax, ESI, and TDS under the new or old tax regime.
Calculate compound interest on your investment with initial capital, recurring contributions, and your chosen compounding frequency.
Split group expenses from trips, dinners, or shared bills among members and get a settlement plan with the fewest transactions.
Add or remove GST from any price instantly by entering the amount and the applicable GST rate percentage.
Calculate the sale price, savings amount, original price, or discount percentage for any purchase instantly.
Calculate and compare your income tax under the old and new regimes for FY 2025-26, including deductions, HRA exemption, and marginal relief.
Calculate your net worth by listing your assets and liabilities, with solvency ratios to track your financial health over time.
Calculate TDS for FY 2025-26 by selecting the applicable section, checking PAN rules, and estimating the net payable amount.
Calculate your HRA tax exemption and taxable HRA for FY 2025-26 under Section 10(13A) based on your salary, rent, and city.
Take control of your personal and professional finances with our suite of accurate financial planning tools. Easily compute loans, returns on investments, interest growth, and daily budgets to make informed economic decisions.
Our comprehensive suite of finance calculators uses industry-standard financial math to help you evaluate loans, investments, and daily budgets. By performing calculations directly inside your browser, we guarantee 100% data confidentiality.
Compound interest is computed using the formula:
A = P * (1 + r/n)^(n*t)
Where: A = future value, P = principal amount, r = annual interest rate, n = compounding frequency per year, and t = time in years. Compound interest helps your money grow exponentially compared to simple interest.
For home loans and auto EMIs, we calculate fixed monthly repayments using the standard amortization formula:
EMI = [P x R x (1+R)^N] / [((1+R)^N) - 1]
Where P is the principal loan amount, R is the monthly interest rate (annual rate divided by 12), and N is the total duration in months. Use our interactive Loan Calculator to see full monthly breakdowns of interest and principal portions.
Select a tool matching your needs, such as the Loan, Fixed Deposit (FD), or Recurring Deposit (RD) calculators.
Input the principal amount, interest rate, duration, and compounding intervals in the interactive form.
Review the payment schedules, total interest accrued, and download or print breakdowns for reference.
Uses commercial amortization and compound interest models to ensure mathematical precision.
All inputs and calculations are executed locally in your browser. No financial data is sent to our servers.
Get full payment tables, interest schedules, and graphical growth breakdowns in real-time.
Calculate limits, compound returns, and export amortization sheets completely free of charge.
Yes, our calculators use standard financial mathematical models (such as compound interest formulas, amortizations, and standard depreciation rates) to output highly precise calculations. However, they should be used as reference tools; consult a professional financial advisor for legal and formal decisions.
Absolutely. All calculations are executed completely inside your browser using client-side JavaScript. No data is ever sent to our servers, logged, or shared.
No. All tools, download options, and export functionalities on our site are 100% free with no signups required.
Yes, our calculators let you select compounding intervals including annually, semi-annually, quarterly, monthly, weekly, or daily to match commercial lending standards.
EMI is calculated using the standard formula: EMI = [P x R x (1+R)^N]/[((1+R)^N)-1], where P is Principal, R is monthly interest rate, and N is loan tenure in months.
Yes, you can project compound growth and calculate future value (FV) of periodic savings over decades to estimate your retirement portfolio size.
Certain calculators, like the compound interest or savings planners, allow you to specify an estimated inflation percentage rate to view inflation-adjusted real purchasing power outputs.
While the mathematical models are highly precise and align with commercial lending standards, banks may add custom processing charges or service fees. Use these calculators for baseline references before applying.
All calculations are completed directly inside your browser. No personal parameters or details are ever stored or processed on our servers.
Compare secured Car Loans against unsecured Personal Loans. Analyze interest rates, EMIs, processing fees, and total repayment costs.
Compare two loan options side-by-side. Evaluate EMI amounts, total interest payable, and total cost to choose the most cost-effective loan.
Compare two Fixed Deposit plans to find the best returns. Analyze different interest rates, compounding frequencies, and tenure options.
The new regime has lower slab rates but almost no deductions. The old regime taxes you more per slab but rewards HRA, 80C, and home loan interest. Here is how to pick correctly.
Most Indians accept an EMI figure from their bank without questioning it. This guide explains exactly how Indian banks calculate EMI — the reducing balance method, how RBI repo rate changes flow through to your loan, and what you can do to pay off your home loan years early.
Understand the math behind monthly mortgage payments. Learn how to calculate Principal and Interest (P&I) manually, evaluate the costs of PMI, estimate escrow expenses, and discover strategies to save over $200,000 in lifetime interest.
Compound interest is the single most powerful force in personal finance. Understand the formula, see how small differences in rate and time create massive differences in outcome, and learn how to use it to your advantage.
