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Dictionary of Financial Terms

Financial Glossary

Clear, simplified definitions, compound formulas, and practical examples for key financial terms and investment jargon.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

C

CAGR

Formula

Compound Annual Growth Rate (CAGR) is the geometric progression ratio that provides a constant rate of return over a specified time period.

E

EMI

Formula

An Equated Monthly Installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month.

F

FD

Formula

A Fixed Deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account until a given maturity date.

G

GST

Formula

Goods and Services Tax (GST) is a comprehensive indirect tax levied on the supply of goods and services.

H

HRA

Formula

House Rent Allowance (HRA) is an amount paid by employers to employees as part of their salaries to meet the cost of rented accommodation.

N

NPS

Formula

The National Pension System (NPS) is a voluntary, defined-contribution retirement savings scheme designed to enable systematic savings during working life.

P

PPF

Formula

Public Provident Fund (PPF) is a popular long-term savings-cum-tax-saving instrument in India, backed by the central government.

R

RD

Formula

A Recurring Deposit (RD) is a special term deposit offered by banks which helps people with regular incomes to deposit a fixed amount every month into their RD account and earn interest at rates applicable to Fixed Deposits.

S

SIP

Formula

A Systematic Investment Plan (SIP) is an investment route offered by mutual funds wherein one can invest a fixed amount in a chosen scheme periodically.

T

TDS

Formula

Tax Deducted at Source (TDS) is a system introduced by the tax department where the person responsible for making specified payments deducts tax before releasing the payment.

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