Rent vs Buy Calculator: How to Decide Which Saves You More Money
Should you keep renting or buy a home? Compare the true long-term cost of renting versus buying with a worked example, opportunity cost, and the break-even math that actually matters.
Property area, cost, loan eligibility, and yield calculators. Explore 14 free online utility tools.
Calculate the carpet area of your flat from its built-up or super built-up area, based on standard RERA loading factors.
Calculate the built-up area of your flat from carpet area, factoring in wall thickness, balconies, and utility spaces.
Calculate the super built-up area of your flat from its built-up area, including common spaces like lobbies, lifts, and staircases.
Calculate the true cost of buying a property, including GST, stamp duty, registration, and brokerage fees.
Compare the long-term costs of renting versus buying a home, including down payment costs, appreciation, and the break-even point.
Estimate the maximum home loan amount you may qualify for, based on your income, age, tenure, and existing debts.
Calculate the return on investment for a property, including rental income, capital appreciation, and annualized CAGR.
Calculate the gross and net rental yield of a property based on its rent, price, and annual operating expenses.
Estimate your house construction cost per square foot, along with the cement, steel, bricks, and sand you'll need to build it.
Calculate stamp duty and registration charges for property purchases across Indian states, with gender and location-based concessions.
Find out how much home you can afford based on your income, down payment, and existing monthly EMI obligations.
Project a property's future value using an expected appreciation rate, or calculate its past CAGR returns from purchase to current price.
Navigate properties, calculate housing EMIs, evaluate rental yields, and convert regional land dimensions. These tools provide home buyers, landlords, and agents with clear calculations for property investments.
Choose from Home Loan EMI, Area Converter, Rental Yield, or property ROI tools.
Input values such as property cost, loan principal, interest rates, or land dimensions.
Inspect the calculated monthly repayments, amortization tables, or land unit breakdowns.
Quickly compute carpet area, built-up area, and super built-up area differences.
Calculate mortgage monthly payments with interest vs. principal split schedules.
Evaluate gross rental yields and estimated investment appreciation over time.
Convert standard dimensions into regional land metrics including bigha, biswa, or guntha.
Carpet area is the net usable floor area of an apartment (excluding walls). Built-up area includes the carpet area plus thickness of inner/outer walls. Super built-up area includes built-up area plus common areas like lobbies, lifts, and staircases.
Real Estate ROI is computed by taking the total net gain (rent earnings + capital growth - maintenance/taxes/acquisition fees) divided by the initial property cost, showing your return rate.
EMI is computed using the standard formula: EMI = [P x R x (1+R)^N]/[((1+R)^N)-1], where P is Principal, R is monthly interest rate, and N is loan tenure in months.
Yes, our converters support both standard international units (sq. meters, sq. feet, acres) and regional units (bigha, biswa, guntha) commonly used in real estate transactions.
LTV is the ratio of the loan amount to the appraised value of the property, helping you understand how much down payment is required.
Appreciation acts as compound interest on the property's value over time. You can compute this future value using the compound interest model.
Yes. Gross rental yield is calculated as annual rent divided by property value. Net yield subtracts property taxes, maintenance, and insurance first.
Yes, our calculators can be used to compare different interest rates, down payments, or buy vs. rent scenarios side-by-side.
All calculations are completed directly inside your browser. No personal parameters or details are ever stored or processed on our servers.
Should you keep renting or buy a home? Compare the true long-term cost of renting versus buying with a worked example, opportunity cost, and the break-even math that actually matters.
Rental yield tells you whether a property is a good income investment, not just a good home. Learn the gross vs net yield formulas, a worked example, and healthy benchmark ranges.
Wondering why the bank approved less than you expected? Learn exactly how lenders calculate home loan eligibility using income, FOIR, credit score, and tenure, with a worked example.
Stamp duty and registration charges can add lakhs to a property purchase. Here is how they are calculated and why the rate depends on your state.