Salary Calculator

Yes, most Indian corporate compensation structures include both the 12% Employer EPF contribution and the statutory Gratuity provision (approx. 4.81% of Basic Salary) inside the overall CTC number. However, these are not paid as monthly cash.

Variable performance bonuses included in your CTC are generally disbursed annually or semi-annually based on appraisal metrics. If your CTC includes a 10%–20% variable component, your regular monthly take-home will be computed from the fixed gross salary only.

Under standard Employees' Provident Fund (EPF) rules, employees contribute 12% of their monthly Basic Salary (plus Dearness Allowance if applicable). Employers may follow statutory wage ceiling capping (12% of ₹15,000 = ₹1,800/month) or apply 12% across actual basic salary.

For salaried individuals, the New Tax Regime offers a standard deduction of ₹75,000 against gross salary. The Old Tax Regime provides a standard deduction of ₹50,000.

Under the current New Tax Regime (Section 115BAC), tax slabs start with zero tax up to ₹4 Lakh, 5% up to ₹8 Lakh, 10% up to ₹12 Lakh, and so on. Furthermore, Section 87A rebate provides zero effective income tax for taxable incomes up to ₹12 Lakh (after ₹75,000 standard deduction).

Yes. You can switch between the New Tax Regime and Old Tax Regime with a single click. In Old Regime mode, you can input Section 80C deductions, 80D health insurance, 80CCD(1B) NPS contributions, and eligible HRA rent exemptions.

Under Section 10(13A), HRA exemption is calculated as the minimum of: 1) Actual HRA received, 2) Rent paid in excess of 10% of Basic Salary, or 3) 50% of Basic Salary for metro cities (Delhi, Mumbai, Kolkata, Chennai) or 40% for non-metro cities.

Our Salary Conversion mode converts compensation across hourly, daily, weekly, bi-weekly, monthly, and annual periods. It lets you customize weekly working hours (e.g. 40 hrs/wk) and annual paid/unpaid leave to calculate both standard equivalent and productive worked rates.

The Salary Increment Simulator calculates your updated annual CTC, revised gross pay, monthly increase, and estimated in-hand take-home difference based on your appraisal percentage hike.

Use the Offer Comparison mode to place Offer A and Offer B side-by-side. It evaluates fixed cash gross, variable bonuses, retirement benefits, estimated taxes, and net monthly take-home so you can compare real cash flow objectively.

This calculator provides highly accurate estimates based on statutory rules. However, actual monthly payroll may vary slightly depending on employer-specific payroll policies, reimbursement claims, flexible benefit plans (FBP), loss-of-pay days, and state-specific tax rules.

Yes. All salary calculations, conversions, and projections are computed locally inside your web browser. No salary figures, CTC amounts, or personal financial details are sent to external servers or stored in databases.

Yes. You can instantly download a structured PDF report, export an RFC 4180 compliant CSV spreadsheet data file, print the calculation, or copy a summarized breakdown to your clipboard.