Published on July 05, 2026 • Last updated July 05, 2026
Maturity amount of the Public Provident Fund
Annual deposit amount (made at start of year)
Annual interest rate (set by government, e.g., 7.1% as decimal, r = 0.071)
Total number of years (PPF lock-in is 15 years)
The Public Provident Fund (PPF) is a popular long-term savings-cum-tax-saving instrument in India. It offers guaranteed interest rates set quarterly by the government, with tax-free returns and tax deductions under Section 80C.
Yes, you can extend your PPF account indefinitely in blocks of 5 years, either with or without fresh contributions.
The default lock-in period is 15 years, though partial withdrawals and loans against the balance are permitted starting from specified years.
Read our in-depth articles and guides related to this tool to help you make smarter decisions.
Your Estimated Due Date (EDD) can be calculated several ways — from your last menstrual period (LMP), from the date of conception, or from an early ultrasound. Each method has a different precision. This guide explains Naegele's Rule, LMP calculation, and what Indian doctors typically use.
A BMI of 25 is "overweight" for a Western adult, but research shows South Asians carry significantly more body fat at the same BMI — and face higher metabolic risk. The WHO recognises lower BMI thresholds for Asians. Here is what the research says and why it matters.
Most Indians accept an EMI figure from their bank without questioning it. This guide explains exactly how Indian banks calculate EMI — the reducing balance method, how RBI repo rate changes flow through to your loan, and what you can do to pay off your home loan years early.
Bookmark EasyToolio and access 125 tools whenever you need them. Calculate, decide, generate — all for free.
