Calculate returns for your Public Provident Fund (PPF) government scheme. Plan long-term wealth compounding and Section 80C tax exemption benefits.
Compare maturity value across key long-term options
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Report: PPF Returns Analysis
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Learn about PPF tax benefits under section 80C, withdrawal rules, and long-term secure investment options.
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PPF is one of India's most trusted long-term savings schemes. Since it is backed by the Government of India, it offers a high level of safety while helping individuals build wealth for retirement and future financial goals.
PPF enjoys EEE (Exempt-Exempt-Exempt) tax treatment. Eligible contributions qualify for tax deductions, interest earned is tax-free, and maturity proceeds are also exempt from income tax under current regulations.
PPF rewards patience. Regular annual contributions combined with compound growth can significantly increase the value of your investment over the 15-year tenure, making it a popular retirement planning tool.
Even modest yearly contributions can grow into a substantial corpus when invested consistently over many years. Making contributions early in the financial year can further maximize the interest earned.
PPF is a long-term government-backed savings scheme in India that offers tax benefits and guaranteed returns. It is designed to help individuals build a retirement corpus while enjoying tax-efficient growth.
A PPF account has a mandatory lock-in period of 15 years from the end of the financial year in which the account was opened. After maturity, it can be extended in blocks of 5 years.
The minimum annual contribution is ₹500, while the maximum permitted contribution is ₹1.5 lakh per financial year. Contributions can be made in a lump sum or multiple installments.
No. PPF enjoys EEE (Exempt-Exempt-Exempt) tax status in India. Contributions qualify for tax deductions under Section 80C, interest earned is tax-free, and maturity proceeds are also tax-free.
Partial withdrawals are allowed after specific eligibility conditions are met, generally from the seventh financial year onward. Loans against the PPF balance may also be available during the initial years.
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