The Circumference-Based Formula
For men, body fat % = 495 / (1.0324 - 0.19077 x log10(waist - neck) + 0.15456 x log10(height)) - 450, using centimeter measurements. For women, the formula also includes hip circumference: 495 / (1.29579 - 0.35004 x log10(waist + hip - neck) + 0.22100 x log10(height)) - 450.