Rent vs Buy Calculator: How to Decide Which Saves You More Money
Should you keep renting or buy a home? Compare the true long-term cost of renting versus buying with a worked example, opportunity cost, and the break-even math that actually matters.
Property area, cost, loan eligibility, and yield calculators. Explore 14 free online utility tools.
Calculate the wall and ceiling area to paint, the best mix of 20L, 10L, 4L, and 1L cans to buy, and your total paint and labor cost.
Calculate how many floor or wall tiles you need, plus grout, thinset, and total renovation cost, with a wastage buffer built in.
Navigate properties, calculate housing EMIs, evaluate rental yields, and convert regional land dimensions. These tools provide home buyers, landlords, and agents with clear calculations for property investments.
Choose from Home Loan EMI, Area Converter, Rental Yield, or property ROI tools.
Input values such as property cost, loan principal, interest rates, or land dimensions.
Inspect the calculated monthly repayments, amortization tables, or land unit breakdowns.
Quickly compute carpet area, built-up area, and super built-up area differences.
Calculate mortgage monthly payments with interest vs. principal split schedules.
Evaluate gross rental yields and estimated investment appreciation over time.
Convert standard dimensions into regional land metrics including bigha, biswa, or guntha.
Carpet area is the net usable floor area of an apartment (excluding walls). Built-up area includes the carpet area plus thickness of inner/outer walls. Super built-up area includes built-up area plus common areas like lobbies, lifts, and staircases.
Real Estate ROI is computed by taking the total net gain (rent earnings + capital growth - maintenance/taxes/acquisition fees) divided by the initial property cost, showing your return rate.
EMI is computed using the standard formula: EMI = [P x R x (1+R)^N]/[((1+R)^N)-1], where P is Principal, R is monthly interest rate, and N is loan tenure in months.
Yes, our converters support both standard international units (sq. meters, sq. feet, acres) and regional units (bigha, biswa, guntha) commonly used in real estate transactions.
LTV is the ratio of the loan amount to the appraised value of the property, helping you understand how much down payment is required.
Appreciation acts as compound interest on the property's value over time. You can compute this future value using the compound interest model.
Yes. Gross rental yield is calculated as annual rent divided by property value. Net yield subtracts property taxes, maintenance, and insurance first.
Yes, our calculators can be used to compare different interest rates, down payments, or buy vs. rent scenarios side-by-side.
All calculations are completed directly inside your browser. No personal parameters or details are ever stored or processed on our servers.
Should you keep renting or buy a home? Compare the true long-term cost of renting versus buying with a worked example, opportunity cost, and the break-even math that actually matters.
Rental yield tells you whether a property is a good income investment, not just a good home. Learn the gross vs net yield formulas, a worked example, and healthy benchmark ranges.
Wondering why the bank approved less than you expected? Learn exactly how lenders calculate home loan eligibility using income, FOIR, credit score, and tenure, with a worked example.
Stamp duty and registration charges can add lakhs to a property purchase. Here is how they are calculated and why the rate depends on your state.